Rent or board. $0 is fine.
$
36% of pay
Pay Split
Type take-home. Every dollar in a named pot.
Take-home
$After tax. What landed, not the job-ad number.
Housing 36%Everyday 25%Bills 7%Future 19%Fun 14%
Slide a pot. The others shuffle so it still adds up.
Keep 10%: Fun stays 10%, the rest share.
Card
Food, getting around, the small stuff.
$
25% of pay
Phone, gym, subs. The quiet repeats.
$
7% of pay
One later slice. Buffer, goal, or grow.
$
19% of pay
Mates, a gig, doing nothing. On purpose.
$
14% of pay
Add a pot
Amount starts at $0. Slide it and the others shrink.