Learn · Super
Super basics for new workers
Super isn’t a grey-hair thing. It’s a pile with your name on it, invested on a long clock. Check you’re getting Super guarantee, know your fund, glance at fees.
Tips
Tip
It’s a pile with your name on it
Super isn’t a grey-hair club. It’s investing with your name on it, paid while you work. First move: check it actually lands.
Read more →
Tip
How do I even check my Super is landing?
Make sure the Super your job pays actually shows up, and is invested for later-you. Super guarantee is 12%.
Read more →
Tip
How do I even check my Super is actually being paid?
A 10-minute check of your payslip and your Super fund's app, so later-you isn't waiting on a promise.
Read more →
Tip
How do I even pick a Super fund without spiralling?
Fees, long-run performance, insurance, convenience. Pick one, skip the spiral.
Read more →
Tip
How do I even salary sacrifice into Super?
Optional extra Super from your pay, before it hits the bank. Only if the week can spare it.
Read more →
Tip
Check you’re getting SG
Super guarantee is meant to land from your employer. Have a look on a payslip or the fund app. If it’s missing, that’s a conversation, not a personal failing.
Read more →
Tip
What even is the Super guarantee?
The percentage of ordinary time earnings your employer pays into Super. Spot it on a payslip. Not a nice-to-have.
Read more →
Tip
Find your fund + log in once
One login. See the balance, the name, the email they have. That’s a solid first job. You can ignore the rest of the menus for now.
Read more →
Tip
What even is insurance inside Super?
Many funds quietly include death and TPD cover, sometimes income protection. Glance once. It might suit. It might not.
Read more →
Tip
Fees aren’t free. Glance once a year
A yearly look at the fee line is enough for most people starting out. You’re not a bad member if you don’t compare 40 funds this month.
Read more →
Tip
Don’t panic-switch funds on vibes
A mate’s “this one’s sick” isn’t a plan. Switching can have insurance and fee knock-ons. Sit with it. Consolidate later if it still makes sense.
Read more →
Tip
How do I even consolidate my Super?
Old job accounts into one, later. Check insurance and fees first. No rush, and not a switch on vibes.
Read more →
Tip
What even is the Super co-contribution?
Put after-tax money into Super and the government may match up to $500. Optional, if you have Super.
Read more →
Articles
Super isn’t a grey-hair thing. It’s a pile with your name on it.
Super is investing with your name on it. Paid while you work. Check it actually lands.
Read the page →
How do I even check my Super is landing?
Make sure the Super your employer pays actually shows up in your account, and is invested for later-you. Super guarantee is 12%.
Read the page →
How do I even check my Super is actually being paid?
A 10-minute check of your payslip and your Super fund's app, so later-you isn't waiting on a promise.
Read the page →
How do I even pick a Super fund without spiralling?
Fees, long-run performance, insurance, convenience. Pick one, skip the spiral.
Read the page →
How do I even salary sacrifice into Super?
Optional extra Super from your pay, before it hits the bank. Only if the week can spare it.
Read the page →
Super 101 for your first job
A pile with your name on it. First job: check SG lands, then ignore the rest for now.
Read the page →
What to actually check in your fund app
A short tour: login, balance, insurance, fees. Then get on with your week.
Read the page →
Consolidating later (when it might make sense)
A few leftover pots can become one later. No rush. Timing matters.
Read the page →
What even is insurance inside Super?
Death, TPD, and sometimes income protection. Sitting inside your Super. Glance once. Don’t spiral.
Read the page →
What even is the Super guarantee?
The percentage of ordinary time earnings your employer pays into your Super. Not optional.
Read the page →
How do I even consolidate my Super?
Old job accounts into one, later. Insurance and fees first. No rush, no vibe switch.
Read the page →
What even is the Super co-contribution?
Put after-tax money into Super and the government may match up to $500. Optional, if you have Super.
Read the page →
Dosh Drop